City of Longmont - Carrier Template - Pet.xlsx

The document outlines a proposal for voluntary insurance products in Michigan, specifically Pet Insurance Plan or Discount Plan. The underwriter is not specified, but the AM Best Rating is A+. There is no minimum participation requirement, and employees must be actively at work to be eligible. The rate guarantees are for 12 months, and the coverage is effective upon enrollment. The plan is portable at the group rate if an employee quits or retires. The lead time to implement is 1-2 weeks, and enrollment methods include online platforms, embedded URL links, or paper enrollment. Claims can be made by presenting a member ID card at participating vets for a 25% discount on in-house medical services. The document also covers enrollment communication, administration and billing processes, premium accounting, and commission details.